Every Dollar of Your Military Pay, Explained.
Pay charts, BAH, allowances, special pays, retirement — current official rates and plain-language guides for every rank, every base, every stage of your career.
Live Calculator Preview
Instantly compute Basic Pay, Basic Allowance for Housing (BAH), and Basic Allowance for Subsistence (BAS).
Every tool, one place
Interactive calculators, comparisons, and planners — all built on the official 2026 rate tables.
BAH Rates (Basic Allowance for Housing)
Check standard Basic Allowance for Housing (BAH) rates for 338 Military Housing Area (MHA) regions. Compare rates side-by-side to assist in your relocation budgeting.
PCS Location Intelligence
Compare up to 3 duty stations. Weight schools, crime safety, transit, airport access, and analyze spouse professional license reciprocity.
Allowance Calculator
Compute your basic pay, Basic Allowance for Housing (BAH) — your housing stipend, and Basic Allowance for Subsistence (BAS) — your meal stipend, and model reserve/guard active status and special incentive payments.
Promotion Pay Impact
Model the monthly and annual pay bump of your next rank advancement, plus the long-term pension multiplier effects.
Deployment Pay & SDP
Model combat zone tax exclusions (CZTE), geographic presets, hardship duty pay, and project your Savings Deposit Program yield (10% annual rate, compounded quarterly — ~10.4% APY).
Deployment Readiness Checklist
Plan your administrative, financial, legal, and housing checklist before, during, and after your deployment.
Retirement & VA Offset
Estimate BRS/Legacy pensions, convert Guard/Reserve points, model VA disability waivers, and calculate CRDP/CRSC concurrency.
PCS Timeline Checklist
Plan your moving tasks step-by-step. Adjust target dates relative to your report day and export the milestones to your calendar.
Move Options & DITY Comparison
Compare a Government-arranged Move (TMO) vs. a Do-It-Yourself Move (DITY / PPM). Analyze scheduling control, profit opportunities, and packing supplies.
DITY / PPM Profit Calculator
Model your personally procured move settlement from your actual GCC figure: incentive payment, documented expenses, withholding, and net profit.
PCS Cost & Reimbursement
Estimate out-of-pocket PCS costs against MALT mileage, per diem, and Dislocation Allowance (DLA) using current JTR rates.
LES Audit Checklist
Walk your Leave and Earnings Statement line-by-line against the official rates to catch underpayments, stale allotments, and missing entitlements.
2026 Pay Chart Reference
The complete official 2026 DFAS basic pay table on one page — every grade by years of service, with projected 2027 figures.
Planning guides
Plain-language explainers for the money decisions the tools model.
Your First Paycheck, Decoded
What each LES line means, why the first check is short, and the TSP match no one explains to an E-2.
Read the guideBRS vs. High-3 Retirement
How the Blended Retirement System multiplier, TSP matching, and continuation pay actually compare, with a worked E-7 example.
Read the guideAllowances & Special Pays
BAH, BAS, and the special and incentive pays you may already qualify for, at current 2026 figures.
Read the guidePay News & Updates
The FY2027 raise, BAH changes, and benefit news that moves your paycheck — tracked as it happens.
Read the guideMilPayGuide exists to help military members and their families maximize their earnings, plan for future changes, and understand their paychecks and entitlements — with every figure sourced from official DFAS, DTMO, and JTR tables. See how our numbers are sourced.