An Navy Lt. Commander (O-4) earns between $10,215 and $10,510 per month in base pay in 2026 depending on years of service.
Add your duty station BAH to get your total housing-inclusive compensation — look up BAH rates by location.
At a Glance
- Rank: (O4)
- Branch: Navy
- Experience: 38 Years of Service
- Effective Date: January 1, 2026.0
The Breakdown
| Monthly Base Pay | $10,509.80 |
| Annual Salary Estimate | $126,117.60 |
| Hourly Equivalent (2080 hrs) | $60.63 / hr |
| Est. Tax Bracket | 24% |
Note: Figures represent Base Pay only. Housing (BAH) and Subsistence (BAS) allowances are calculated separately.
Want to calculate your total pay including BAH and special pays? Use the Military Pay Calculator.
Plan Your PCS Move
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